Garage Hive’s popular ‘buy now, pay later’ option

Community-driven garage management software Garage Hive says a partnership integration with Humm Group Limited (Humm), enabling garages to offer their customers a simple ‘buy now and pay later’ option, is proving popular.

Humm is a debt-factoring service that has been seamlessly integrated within Garage Hive to be used quickly and easily. Humm’s financing solution is proven to boost sales order values across many market sectors.

Garages wishing to use Humm simply complete a digital form to setup their account. They can then select Humm as the payment method for any job-sheet from within Garage Hive. This triggers a process where the customer receives email and SMS text notifications to securely confirm their identity, view their purchase and either log in or apply to open a Humm account.

Account opening is simple for motorists. As a financial agreement, identification and credit checks are required, however, the slick online process gives an instant decision. Once approved, they add a credit or debit card as a ‘funding source’ before selecting their preferred payment plan options.

“Offering ‘buy now, pay later’ can help encourage drivers to get essential work done immediately rather than risk delaying it,” said Alex Lindley, Director at Garage Hive. “Household budgets are obviously squeezed so this option makes motoring costs more manageable for many.”

Once the payment is authorised within Humm, a notification appears back in Garage Hive reminding staff to open the job and apply the payment, all in just a couple of clicks. Garage Hive’s integration then automatically creates the sales Invoice to Humm, with reference to the job sheet and Humm’s fees deducted.

Garage Hive says Humm can cover anything up a value of £3,000, and fees to garages start from 5%. There’s a comprehensive ‘How To’ guide whilst a short video is also available too (https://www.youtube.com/watch?v=LfadAnNYMWQ).

Garage Hive has been forward-thinking in developing frictionless payment platforms. Existing partnerships are in place with Pay360 for flexible payment processing and Paymentsense (now Dojo) for card terminal and e-commerce integrations.

26 July 2023

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